Spain Golden Visa 2026: Complete Guide for Investors & Property Buyers
The Spain Golden Visa (Visado de Residencia para Inversores) grants Spanish residency to non-EU nationals who make a significant capital investment in Spain. Established by Law 14/2013 to attract foreign investment, it remains one of the fastest routes to Spanish residency. Elena Mochales (ICAM C69993) advises international investors on Golden Visa applications from Madrid.
Investment Options
| Investment Type | Minimum Amount | Notes |
|---|---|---|
| Real estate | €500,000 | Free of charges and encumbrances. Can be one or multiple properties. Mortgage allowed for amount above €500K |
| Spanish public debt | €2,000,000 | Government bonds with minimum 5-year holding |
| Spanish company shares | €1,000,000 | Stock or equity in Spanish companies. Cannot be listed on alternative markets |
| Bank deposit in Spanish bank | €1,000,000 | Deposit in a Spanish financial institution |
| Business project | Variable | Project must create employment, have socio-economic impact, or contribute to scientific/technological innovation |
Key Benefits
- No minimum stay requirement: Unlike other permits, no physical presence obligation.
- Whole family included: Spouse, children under 18 (or older if dependent), and dependent ascendants.
- Schengen travel: Free movement within 29 Schengen countries.
- Work authorisation: Full right to work and conduct business in Spain.
- Path to permanent residence: After 5 years, qualify for EU Long-Term Residence.
- Initial 2-year visa, then 5-year renewal: Very convenient for international investors who travel frequently.
Application Process
- Make the qualifying investment (property purchase via notary, or financial investment)
- Submit application at the Spanish consulate in your home country or at the Large Companies Unit (UGE) in Madrid
- Receive 1-year visa (or 2-year residence if applying from Spain)
- Renew for 5-year periods with proof of maintained investment
FAQs
Do I become a Spanish tax resident?
Only if you spend 183+ days per year in Spain. Golden Visa holders who spend less than 183 days remain non-residents for tax purposes, paying only Spanish-source income tax.
Can I apply for Spanish citizenship?
Yes, after 10 years of continuous legal residence. However, you must physically reside in Spain during this period. The Golden Visa period counts toward citizenship.
This content is for informational purposes only and does not constitute legal advice. Each case is unique. Consult with a qualified immigration lawyer for advice tailored to your situation.
