Quick Summary
| Income Requirement | 400% of monthly IPREM + 100% per accompanying family member; funds for the permit period |
| Permit Duration | 1 year initially; renewals of 2 years, subject to conditions, unless long-term residence applies |
| Work Rights | Not permitted |
| Application | Spanish consulate responsible for your place of legal residence |
| Processing | London: legal decision period of 2 months; may be extended for further documents or an interview |
| Path to Residency | Long-term residence may be available after 5 years of qualifying residence; conditions apply |
For a practical overview of the application process, read the step-by-step Non-Lucrative Visa roadmap.
The Non-Lucrative Visa (NLV) is a Spanish residence option for retirees, pensioners, and financially independent individuals. It allows you to live in Spain without working, provided you can demonstrate sufficient financial means.
The NLV does not permit work or professional activity. Applicants must document sufficient funds without relying on such activity, including remote work.
Requirements
- Financial means: 400% of monthly IPREM for the applicant, plus 100% for each accompanying family member, calculated over the permit period (one year initially). The applicable IPREM is assessed at the time of the visa or renewal application under Article 62 of Royal Decree 1155/2024
- Valid passport
- Clean criminal record (apostilled)
- Public or private health insurance with an insurer authorised in Spain, covering the risks covered by the Spanish public health system; London also accepts proof of S1 registration
- Proof of accommodation in Spain
- Medical certificate
Why Choose This Visa?
- No work permitted: Ideal for retirees and those with passive income
- Path to citizenship: 10 years (or 2 years for Ibero-American citizens)
- Family inclusion: Eligible relatives under Article 61.3 are your spouse, registered partner or duly proven stable partner; your or their minor children who are unmarried or have not formed their own family unit; and your or their adult children who have a disability requiring support or are objectively unable to provide for their own needs because of their health. A stable partnership requires proof of a lasting relationship: at least one continuous year of marital cohabitation, or proven stable cohabitation if you have children together. Parents are not included as accompanying relatives under this NLV provision
- Schengen freedom: Travel throughout Europe
For renewal, Article 64 requires real and effective residence in Spain for more than 183 days during the calendar year, sufficient funds for the renewal period, maintained and continuing health insurance, schooling for dependent children of compulsory school age, and payment of the fee. Apply during the two months before expiry; filing within the three months after expiry also extends validity until a decision, but may lead to a penalty. Other assessment provisions, including integration evidence where applicable, remain relevant.
Applicants resident in the London consular district should check the London Consulate NLV instructions for local documents and procedure.
Frequently Asked Questions
Can I work remotely on an NLV?
The NLV strictly prohibits any work in Spain, including remote work for foreign companies. If you need to work, consider the Digital Nomad Visa instead.
What happens if my NLV is denied?
A refusal must give reasons in writing. For a consular refusal, you may request reconsideration within one month from the day after notification, or seek judicial review before the High Court of Justice of Madrid within two months from the day after notification of the refusal or dismissal of reconsideration. Check the refusal notice and your circumstances. Elena can assist with the appeals process.
Can I switch from an NLV to another visa type?
Yes. If your circumstances change, you can apply to modify your residency status.
Read our guide to Non-Lucrative Visa refusal reasons and options.
This content is for informational purposes only and does not constitute legal advice. Each case is unique. Consult with a qualified immigration lawyer for advice tailored to your situation.